FINANCIAL PRODUCTS FOR ENTERPRISING WOMEN

Svasti Customer

Svasti Dhan Adhikaar Services

Svasti offers a range of financial products that help fulfill every woman's right to finance.

We work primarily on trust, and the Power of Five which drives our core Microfinance (Joint Liability Group Loans) business.

In addition to our JLG loans, we also offer MSME Loans for micro, small, and medium size businesses, and customised Consumer Finance for select Svasti customers.

To know more about our products and services, explore the page below, or get in touch with us using the contact form here.

SVASTI PRODUCTS FULFILLING THE RIGHT TO FINANCE

Svasti Microfinance JLG Loans

₹ 20,000 to ₹ 80,000

Leveraging the Power of Five

Svasti's 5-Member Joint Liability Group Loan (JLG) product, provides groups of women loans ranging from twenty thousand to eighty thousand rupees, to finance business setup or expansion, or any other productive needs. Svasti Microfinance Loans are provided with less emphasis on documentation, and more emphasis on trust.

Svasti Consumer Finance

Short Term Credit

Cash-flow for Customer convenience

Svasti's Consumer Finance products help our existing Microfinance and MSME Loans customers with short-term EMI repayment options for the purchase of essential services like medical insurance.

Svasti MSME Loans

₹ 1 lakh to ₹ 5 lakhs

Transforming Lives Everywhere

We understand the growing needs and aspirations of our customers, which is why we use SvasTech to identify and upgrade Microfinance customers with MSME, that help them expand a business, meet business-related expenses, acquire assets, or consolidate loans, based on their financial needs and repayment capacity.

Svasti Microfinance Interest Rates

MICROFINANCE

Minimum Interest Rate*

26.50 %

Maximum Interest Rate*

26.50 %

Average Interest Rate*

26.50 %

Processing Fee

1.5 % of the loan amount + applicable GST

* The Interest Rate is modified from 26.00% to 26.50% with effect from 06-Jan-2023 onward, for Microfinance Loans.

CONSUMER FINANCE

Minimum Interest Rate*

26.50 %

Maximum Interest Rate*

26.50 %

Average Interest Rate*

26.50 %

Processing Fee

1.5 % of the loan amount + applicable GST

* The Interest Rate is modified from 26.00% to 26.50% with effect from 06-Jan-2023 onward, for Consumer Finance Loans.

MSME LOANS

Minimum Interest Rate

24.00 %

Maximum Interest Rate

24.00 %

Average Interest Rate

24.00 %

Processing Fee

Please see the list below.

  • For New Customer: 2% of the loan amount or ₹10,000, whichever is higher, Plus GST

  • For Renewal Customer: 1.50% of the loan amount or ₹7,500, whichever is higher, Plus GST

  • For Top Up Loan: 1% of the loan amount or ₹5,000, whichever is higher, Plus GST

SVASTI TODAY

145

BRANCHES

1,980

EMPLOYEES

4,50,249

CUSTOMERS

1286.81

CRORES PORTFOLIO*

NEED A LOAN?

We do not solicit or process loans online. However, you may get in touch with us to know more about our products using the form below.

LOAN ENQUIRIES

enquiries@svasti.in

OFFICE LANDLINE

+91 22 2569 4977

OFFICE TIMINGS

9.30am - 6.30pm

Mon - Sat

DISCOVER MORE

At Svasti, we not only aim to be one of the finest financial services companies in the country,
we also aim to be one of the finest places to work.